STR ROI Calculator
The Short-Term Rent (STR) Return on Investment (ROI) calculator helps investors understand the financial risks and potential upside of a short‑term rental purchase. The calculator turns a complex investment decision into a clear, data‑driven snapshot for short‑term rentals that considers purchase costs, operating revenue assumptions, Hawaii taxes, and financing details. The calculator's outputs translate raw numbers into actionable insight.
Results
Monthly Revenue: $0
Monthly Excise Taxes (GET+TAT+OTAT): $0
Monthly Operating Costs (incl. property tax): $0
Monthly NOI: $0
Monthly Mortgage: $0
Monthly Cash Flow: $0
Annual Cash Flow: $0
Cash-on-Cash Return: 0%
Cap Rate: 0%
- Monthly Revenue - Shows how much income the property generates each month before any expenses. Reflects how well the nightly rate and occupancy are performing. A strong revenue number doesn’t automatically mean the property is profitable.
- Monthly Excise Taxes (GET + TAT + OTAT) - Hawaii General Excise Tax (GET), City and County of Honolulu Transit Accomodation Tax (TAT) and Oahu Transit Accomodation Tax (OTAT). are typically collected from the guest and passed onto the state, city, and county as part of the Average Daily Rate.
- Monthly Operating Costs (Including Property Tax) - Represents the fixed monthly expenses required to operate the property. Includes HOA fees, utilities, insurance, property tax, management fees, and other recurring costs. Helps you understand the true cost of ownership.
- Monthly NOI (Net Operating Income) - Shows how much the property earns after taxes and operating expenses. Indicates the property’s performance before considering the mortgage. Used to evaluate the property’s value and compare it to other STR investments.
- Monthly Mortgage - The monthly loan payment required to finance the property. If the mortgage is higher than the NOI, the property will produce negative cash flow. Influenced by interest rate, loan term, and down payment.
- Monthly Cash Flow - The actual amount of money you gain or lose each month after all expenses and mortgage. Positive cash flow means the property pays for itself. Negative cash flow means you must contribute money each month to hold the property.
- Annual Cash Flow - Shows the yearly impact of owning the property. Helps you understand long‑term financial performance. Useful for planning reserves and evaluating sustainability.
- Cash‑on‑Cash Return - Measures how much return you earn on the cash you invested. Negative values indicate the property is not generating positive income. Investors typically use this metric to compare STR opportunities.
- Cap Rate - Evaluates the property’s performance without considering financing. Helps compare STR units across different buildings and markets. A strong cap rate can indicate a good property even if financing produces negative cash flow.
Disclaimer: This ROI calculator is for educational planning only. All results are estimates and not guaranteed. Actual property performance may vary. Nothing here constitutes financial, tax, or legal advice. Always verify information independently and consult qualified professionals. Hawaii Dream Realty LLC and Invest808 assume no liability for decisions made using this tool.
Hawaii Dream Realty LLC
2222 Kalakaua Ave., Suite 1005, Honolulu, HI 96815
Hawaii Dream Realty LLC
Honolulu Real Estate ~ Waikiki Investment Properties
Honolulu Real Estate ~ Waikiki Investment Properties
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